Effective Date: Sep. 01 2025
Last Updated: Sep. 29 2025
Bankilx (“we,” “our,” “us”) values your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you use our website, mobile applications, and financial services (“Services”).
By using Bankilx, you agree to the practices described in this Policy.
We may collect the following categories of information:
Name, address, phone number, and email.
Government-issued identification (for KYC/AML compliance).
Bank account, payment card, and financial details.
Login credentials and security questions.
Device information (IP address, browser type, operating system).
Log data (login times, transaction history, pages visited).
Cookies and similar tracking technologies.
Credit bureaus, identity verification providers, and regulatory databases.
Business partners and service providers.
We use your information to:
Provide, operate, and improve our Services.
Process transactions and manage your account.
Verify your identity and prevent fraud.
Comply with legal and regulatory requirements (AML, KYC).
Communicate with you (service updates, alerts, support).
Personalize your experience.
We do not sell your personal data.
We may share your information with:
Service providers (payment processors, identity verification partners, cloud hosting providers).
Regulators and law enforcement (when legally required).
Business partners (for services you request).
Corporate transactions (if we merge, acquire, or sell assets, your data may transfer).
We require all third parties to protect your data and use it only for authorized purposes.
Bankilx uses cookies to:
Enable secure login and sessions.
Remember preferences.
Analyze site usage and improve performance.
You may manage or disable cookies in your browser settings, but some features may not work properly.
We retain your personal data only as long as necessary:
To provide our Services.
To comply with legal/regulatory obligations.
To resolve disputes and enforce agreements.
When no longer required, your data is securely deleted or anonymized.
Depending on your jurisdiction (e.g., GDPR, CCPA), you may have rights to:
Access the personal data we hold about you.
Request corrections or updates.
Request deletion of your data (subject to legal obligations).
Restrict or object to processing.
Request data portability.
To exercise rights, contact us at privacy@bankilx.com.
We protect your data using:
End-to-end encryption (TLS 1.2/1.3, AES-256).
Firewalls, intrusion detection, and fraud monitoring.
Role-based access controls.
Regular security testing and audits.
Despite safeguards, no system is 100% secure. You are responsible for maintaining your account security (passwords, 2FA, device protection).
Bankilx Services are not intended for individuals under 18. We do not knowingly collect information from children. If we learn we have, we will delete it promptly.
If you access Bankilx outside United Stated of America, your information may be transferred and processed in other jurisdictions with different data protection laws. We implement safeguards for such transfers as required by law.
We may update this Privacy Policy periodically. Updates will be posted on our website with the “Last Updated” date. Continued use of our Services indicates acceptance of the revised Policy.
If you have questions or concerns about this Privacy Policy:
Email: privacy@bankilx.com
Phone: +1 302 98 39 053
Address: 131 Continental Dr Suite 305 Newark, DE, 19713 US